Personal Loans & Lines of Credit
Purchase a new vehicle, consolidate debt or prepare for the unexpected with a flexible personal loan.
Control and Simplify
With a personal loan or line of credit, access cash to simplify your life and take control of your finances.
Which loan do you need?
Secured Loans |
Unsecured Loans |
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How does a line of credit work?
Borrow on Demand
A line of credit is a determined amount of money you've borrowed. It provides you with "money on demand".
Convenient Access
Quickly transfer from your line of credit to your checking account through MyJFG online or mobile banking, by phone or automatically, should your account ever become overdrawn.
Making Payments
Pay interest only on the money you use.
Personal Loan or Line of Credit Options
Personal Loan
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- Fixed rate
- Fixed monthly payment
- One-time lump sum loan
Classic Line of Credit
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- Variable rate
- Monthly payment based on outstanding balance
- As needed or should your checking account ever become overdrawn
- $20 annual fee
Premier Line of Credit
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- Variable rate
- Monthly payment based on outstanding balance
- As needed or should your checking account ever become overdrawn
- $100 annual fee
Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required.
Related Resources
Should you consolidate your debt?
Use the debt consolidation calculator to determine if debt consolidation is right for you.
CALCULATE Use the debt consolidation calculator
Managing Debt
The type and amount of debt you carry, as well as how you manage it, is critical to your overall financial security.
LEARN MORE Learn more about managing debt
Creating a Budget
A personal budget is a simple step you can take today to put you on the right path to achieving your financial goals.
LEARN MORE Learn more about creating a budget
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No matter what financial needs you may have, we're here for you. Our experienced advisors work closely with you to build the right path to help you achieve your goals.
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