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Umbrella / Excess Liability Coverage

Johnson Insurance offers umbrella and excess liability insurance to provide increased insurance protection above and beyond your auto and home insurance liability limits. We know life is unpredictable and the additional coverage exists for those times when you need it most.

If you own a house and have a retirement account or other investments, an umbrella policy should be a part of your financial plan and a step towards protecting your wealth. Umbrella insurance is the best insurance value for your dollar in providing you with peace of mind and security.

$1 million to $10 million of liability coverage to protect your assets including your home, auto, income and other investments.
Personal injury coverage for claims including slander, defamation of character and invasion of privacy.
May provide coverage to pay for legal costs.

Umbrella Insurance & Excess Liability Coverage Protection Examples

Auto A young driver, driving a friend's uninsured vehicle hits a passerby resulting in a severe head injury.
Home An individual visiting your home slips on the sidewalk and files a claim.
Boat While entertaining guests with a boat ride, the driver of the boat accidently crashes into a wall injuring everyone on the boat.

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