abstract banner

Auto Insurance

From the vehicle you drive every day, to your valued collector's car, Johnson Insurance auto insurance options will provide you with more than the standard protection you would expect.  Our strong partnerships with insurance companies allow us to pass along preferred pricing and the best coverage available, meaning more value for you.  You can also choose to bundle your auto and homeowners policies and save up to 20% in annual insurance premiums.

A Basic Auto Insurance Policy Contains Six Types of Coverage

Bodily Injury Liability and Property Damage Liability  +  Liability Insurance covers the costs of damage that you may do to others, including property damage and bodily harm. It also covers legal defense fees.
+  Property Damage Liability coverage compensates to replace or repair property that is damaged or destroyed. (other vehicles, fences, buildings, etc.)
+  Bodily Injury coverage compensates for medical bills and lost wages. It also pays for pain and suffering due to an injury or wrongful death. 
Collision Coverage  Pays to repair your own vehicle after an accident. Coverage applies after your deductible is met.  
Comprehensive Coverage   +  Pays for damages to your car by events not caused by an accident, such as fire, theft, vandalism, natural disasters and hitting an animal.
+  Glass coverage is also covered under this portion of the policy. Depending on your insurance company, your deductible may be waived if you have a chip in your windshield and have it repaired. Once the chip turns into a crack, your deductible will be applied towards the replacement of the windshield. 
Tip: If you get a chip in your windshield, have it repaired immediately especially if it is cold outside.Cold temperatures tend to turn chips into cracks.  In general, coverage applies after your deductible is met. 
Medical Payments   Medical Payments (MedPay) coverage compensates for medical expenses for the driver and passengers as a result of an accident, regardless of who was at fault. 
Personal Injury Protection and
No-Fault Coverage
 
+  Personal Injury Protection coverage pays for medical expenses and lost wages for the driver and passengers who are injured in an accident. The coverage also covers  funeral expenses, and is required in many states.
+  No-fault coverage pays for losses, regardless of who was at fault in the accident. 
Uninsured/Underinsured Motorists Coverage  +  Uninsured Motorist (UM) coverage pays for medical bills if you are hit by a driver who does not have automobile insurance or if you are involved in a hit and run accident.
+  Underinsured Motorist (UIM) coverage takes effect when you are hit by a driver who does not have enough automobile insurance to cover all of your medical bills. In this circumstance, the at-fault driver's insurance would pay to its maximum, and then your policy's UIM would cover the remainder up to your maximum as applicable.
In some states and some policies, UM and UIM cover property damage.
 

Add-on coverage options to strengthen your traditional auto coverage

Repair or Replacement Auto  Protects your investment in a new car if an accident results in repair costs that exceed the actual cash value of your car. 
Emergency Road Service  Pays for towing your vehicle, mechanical labor if your vehicle becomes disabled, delivery of gas or oil, assistance with changing a tire, a jumpstart and locksmith services.   
Gap  Auto Loan/Lease  Pays the difference between the actual cash value of your new vehicle and the remainder left on your; vehicle loan/lease, if the vehicle is totaled. 
Full Glass Coverage   
Rental Reimbursement   

Recreation Insurance

While enjoying your personal time, make sure your recreational vehicles are protected.  Recreation coverage includes boats, motorcycles, RVs, snowmobiles, ATVs and more. If you also have a custom cycle or classic auto, Johnson Insurance has policies specific to protecting your hobbies. Your Johnson Insurance agent will take the time to understand your specific recreation needs and provide you with options for coverage.

Get a Quote

Home & Auto

Resources

  • thumbnail Social engineering: don't fall victim to human hacking

    articlesSocial engineering: don't fall victim to human hacking

    Part one of a two‐part series When it comes to keeping your business safe, your first thoughts may go to corporate cyberattacks that have been widely publicized. Indeed, cyberattacks are a major problem for businesses. Addressing these threats costs

  • thumbnail Post-Election Economic Forum

    articlesPost-Election Economic Forum

    Recently, Johnson Bank hosted an Economic Forum in Phoenix, Arizona. The Forum featured Johnson Bank's Chief Investment Officer, Brian Andrew. At the Forum, Brian shared his expertise and advice on how our newly elected official's proposed policies

  • thumbnail Be sure your valuables are properly insured

    articlesBe sure your valuables are properly insured

    Have you invested money in valuables such as expensive jewelry, fine art, a well‐stocked wine cellar, antiques, coins or other collectibles? If you own these items, it pays to take a moment away from enjoying them to be sure they're properly

Contact Us

You can also call 24/7 Customer Support – 800.236.5546
for your security, do not include private or confidential information 

*
*
*
*
*
*
Johnson Bank

STAY UP TO DATE

Sign up for our newsletters so you can have the latest delivered to your fingertips.