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Savings & Money Market

A Johnson Bank Savings or Money Market account will help you prepare for life's little surprises. If you're just starting to save, or want to build your nest egg, one of our Relationship Bankers will help you select a Savings or Money Market account to best meet your short-term goals.

Value Features Essential Savings Signature Money Market Relationship Money Market5
eBanking Checkmark Icon Checkmark Icon Checkmark Icon
Mobile Banking with Mobile Deposit Checkmark Icon Checkmark Icon Checkmark Icon
Access to thousands of fee‐free ATMS Checkmark Icon Checkmark Icon Checkmark Icon
eStatements Checkmark Icon Checkmark Icon Checkmark Icon
Personal Finance from Yodlee Checkmark Icon Checkmark Icon Checkmark Icon
Johnson Bank CheckCard/ATM Card Checkmark Icon
ATM card only
Checkmark Icon Checkmark Icon
Automatic Savings Plans Checkmark Icon Checkmark Icon Checkmark Icon
Earn Relationship Rates when tied to qualifying accounts5 N/A N/A Checkmark Icon
Account Details Essential Savings Signature Money Market Relationship Money Market5
Minimum Opening Deposit $100 $1,000 $25,000
Monthly Cycle Maintenance Fee
Waived if any one of the 3 criteria directly below are met.
$51 $25 $50
Minimum Daily Ledger Balance2 $300 $1,000 $25,000
Average Monthly Cycle Ledger Balance $1,000 $10,000 N/A
Combined Related Aggregate Ledger Balance (Deposits)3 N/A $20,000 N/A
6 free Withdrawal Transactions per Monthly Cycle4 Checkmark Icon Checkmark Icon Checkmark Icon
Additional Transaction/Activity Fee4
$6 each after 6
Checkmark Icon Checkmark Icon Checkmark Icon
Interest Rate Varies
Contact Johnson Bank
Tiered
Contact Johnson Bank
Tiered
Contact Johnson Bank
Interest Payment Frequency, Monthly Checkmark Icon Checkmark Icon Checkmark Icon
Statement Frequency
with ACH activity
Quarterly
Monthly
Monthly Monthly
Check Safekeeping N/A No Charge No Charge

1Essential Savings accounts for minors will not be assessed a Maintenance Fee until their 18th birthday. 2Opening an account with an amount less than the Minimum Daily Ledger Balance will result in the account being assessed a Monthly Cycle Maintenance Fee for the initial monthly cycle, unless another balance qualification disclosed is met. 3Defined as the lowest daily combined ledger balance of this account plus all related savings, money market and certificate of deposit accounts. Certain deposit account balances for retirement or tax‐deferred accounts are excluded. Savings, money market and certificate of deposit accounts may not be used with more than one checking account. 4Transaction/Activity fees are charged after six (6) withdrawals or transfers completed by check, preauthorized or automatic means, telephone or VRU, check card or similar method to a third party. No additional fee will be charged for any transactions completed in person at Johnson Bank or at an ATM. 5Eligibility Requirements: Maintain three (3) additional consumer products with either, Johnson Bank or Johnson Insurance, of which one must be a checking account. Consumer products are accounts held by the consumer and include a deposit account, safe deposit box, trust relationship, élan credit card, INVEST account or any Johnson Insurance policy, including home, auto, life or umbrella. Consumer Products may not be used with more than one Relationship Money Market account. If the eligibility requirements are not maintained, the account will be automatically converted to a Signature Money Market account. NOTE: Eligibility requirements must be met at the time the Relationship Money Market account is opened. Other information: Minimum age to open an individual Essential Savings account is 12 (no ATM access); Signature or Relationship Money Market account is 18. Additional fees may apply, see the Fee Schedule for more information.

Resources

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    What might it take to save one million dollars? This financial calculator helps you find out. Enter in your current savings plan and graphically view your financial results for each year until you retire. Press the 'View Report' button for a

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  • articlesPost-Election Economic Forum

    Recently, Johnson Bank hosted an Economic Forum in Phoenix, Arizona. The Forum featured Johnson Bank's Chief Investment Officer, Brian Andrew. At the Forum, Brian shared his expertise and advice on how our newly elected official's proposed policies

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