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Home Equity Loans & Lines of Credit

Home Equity Total Line of Credit

With a Johnson Bank Home Equity Total Line of Credit you can take advantage of the equity you have built into your home for home improvements, a new vehicle, debt consolidation or other borrowing needs. While a traditional home equity line of credit features a variable interest rate, our solution allows you to lock in a fixed rate on all or a portion of your loan.

Home Equity Loans

A fixed rate Home Equity loan is a great way to pay for home improvements or consolidate debt. You will have the security of knowing your payments will be the same each month and the interest paid on your home equity loan may be tax deductible.*

Benefits Home Equity Line of Credit Home Equity Loan
Protection Use the fixed rate option in an uncertain rate environment and when you want to know your payment will be the same each month. Checkmark Icon Checkmark Icon
Flexibility Enjoy access to your line of credit. You may also choose to lock up to five loans at a time. As you pay down your balance you will replenish your available line of credit. Checkmark Icon N/A
Convenience Access your line of credit for purchases with your Johnson Bank Line of Credit card. Similar to a debit card, your funds are withdrawn from your line of credit. Checkmark Icon N/A
Tax Deductible Interest paid on your home equity line of credit may be tax-deductible.* Consult your tax advisor for specific advice. Checkmark Icon Checkmark Icon

*Interest may be tax‐deductible. Consult your tax advisor for specific advice.

Resources

  • calculatorsHome Equity Line of Credit Calculator

    Use this calculator to determine the home equity line of credit amount you may qualify to receive. The line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the

  • calculatorsPersonal Debt Consolidation

    Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would

  • articlesFirst-time home buyer in a tight market?

    Planning ahead is key to closing the deal on your dream home Mortgage rates are low. Consumer confidence in the residential real estate market is growing. Meanwhile, the inventory of homes for sale is tighter than ever, approaching record lows. And this

  • articlesFall Economic Forum

    Johnson Financial Group recently hosted an Economic Forum in Northeast Wisconsin. The Forum featured Johnson Financial Group's Chief Investment Officer, Brian Andrew. He discussed how slow economic growth, low inflation and the generational transition

Contact Us

You can also call 888.769.3796

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Contact Information for Notices of Error or Information Requests

The Real Estate Settlement Procedures Act (RESPA) provides you certain consumer rights to initiate a Qualified Written Request (QWR). A QWR is a written correspondence, other than notice on a payment statement/coupon, which includes your name, account number, and states a specific identified error or requests specific information related to your mortgage loan. The bank will acknowledge correspondence received within 5 business days. Notice of a QWR must be mailed to:

Johnson Bank
P.O. Box 721
Racine, WI 53401

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