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Construction & Lot Loans

Building a new home or completing extensive remodeling


Construction Loans
What You Should Know

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Lot Loans

A lot loan allows you to start paying on land before you start construction. Once you're ready to build, your lot loan can become a construction loan.

Construction Financing

Construction‐to‐permanent mortgage financing

Some lenders may require a second closing with additional closing costs. Our unique one‐time close will help you save time and money. You can enjoy the convenience of one loan, one application and one closing date.

Return to Mortgage Center   FAQs

Mortgage Rates & Services

Rates are subject to change without notice.

Today's Rates: Apply for a Loan at Johnson Bank

We surpass expectations and industry standards by providing unmatched service and customized loan options to help you get your dream home. Find one of our loan officers, set your rates and have emails delivered to you or apply online right away!

Get Personalized Rates   Find a Loan Officer
Sign Up for Rate Watch   Apply Online

Mortgage Calculators

Use our calculators to visualize your lending solution.

Mortgage Qualifier   Mortgage Loan

Refinance Breakeven   Mortgage Payoff

Convenient Payment Options

Set up an Automatic Payment Option or sign-up for our Escrow Disbursement Option for convenience and greater piece of mind.

Auto Pay   Escrow Disbursement

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