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Community Mortgage

An affordable home loan with low down payment options

Loans are subject to underwriting/program guidelines and credit and property approval. Borrower(s) must qualify for and meet all program requirements prior to close of the loan. In addition to meeting borrower's minimum down payment contribution, two months cash reserves required (gift funds allowed). Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required. If required by loan program, Johnson Bank will provide assistance on resources to obtain homeownership education. Loan terms subject to change or withdrawal without notice. Loans may not be available in all states.

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