A Group Captive is an insurance company owned by its participating policyholders. Companies that join Group Captives are seeking the advantages of cost savings, insulation from market cycles, and greater ability to manage risk. They also have the opportunity to earn investment income and receive underwriting profits on the merit of their own performance.
A Group Captive can insure the collective risks of a group in either the same or different industries, trade associations or classes of businesses. It can divide the risk and spread the fixed cost of the Captive among the participants as owners in the Captive. This allows insurance to be tailored to the needs of each individual participant in the group. It can also provide significant savings.
With its healthy supply and demand fundamentals, and low interest rates, the multifamily housing development market has seen much success in recent years. And with encouraging demographic trends for the long‐term and preferences for rentals over
As we reflect on 2018, we want take this opportunity to thank you for your continued partnership.We wish you and your family a very prosperous new year.