Business Insurance Background

Group Captives

A Group Captive is an insurance company owned by its participating policyholders. Companies that join Group Captives are seeking the advantages of cost savings, insulation from market cycles, and greater ability to manage risk. They also have the opportunity to earn investment income and receive underwriting profits on the merit of their own performance.

A Group Captive can insure the collective risks of a group in either the same or different industries, trade associations or classes of businesses. It can divide the risk and spread the fixed cost of the Captive among the participants as owners in the Captive. This allows insurance to be tailored to the needs of each individual participant in the group. It can also provide significant savings.

Participants in Group Captives Receive These Benefits

Reduced insurance and operating costs Less pricing volatility Opportunity to earn capital investment income and receive underwriting profits Increased control in managing risk

Resources

  • articlesSamsung and Rockefeller: Tales of Chaebols and Trusts

    By Robert Holton, VP, Wealth Advisor, Cleary Gull Advisors, a Johnson Financial Group Company The economic and political systems of South Korea are roiling with accusations of corruption and influence-peddling encompassing every major industry, rising

  • articlesPost-Election Economic Forum

    Recently, Johnson Bank hosted an Economic Forum in Phoenix, Arizona. The Forum featured Johnson Bank's Chief Investment Officer, Brian Andrew. At the Forum, Brian shared his expertise and advice on how our newly elected official's proposed policies

Contact Us

You can also call 24/7 Customer Support – 800.236.5546
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