Business Insurance Background

Regulatory Compliance

Is your business compliant with state and federal laws, rules and regulations?

There are countless, complex rules and regulations governing employee benefit plans. Johnson Insurance consultants will help you meet your compliance obligations, through our Johnson Advantage™ process, and keep you up‐to‐date on laws and regulations that affect your employee benefits program.

Our Areas of Expertise

Health Care Reform
Health coverage changes
W‐2 reporting
Employer penalties
Employee notice of exchange
General requirements
Form 5500 requirements
Summary Annual Report (SAR)
Privacy and security
COBRA Family and Medical Leave Act (FMLA) Medicare Part D
Genetic Information Nondiscrimination Act (GINA) Mental Health Parity and Addiction Equity Act (MHPAEA)
Newborns' and Mothers' Heath Protection Act (NMHPA) Women's Health and Cancer Rights Act (WHCRA)

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Human Resources Solutions

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Regulatory Compliance Counselling

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Healthcare Reform Consulting

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  • articlesIt’s Open Enrollment Season: Let’s Up Your Game

    By Hugh Devlyn, Employee Benefits Sales Manager at Johnson Financial Group For many organizations, benefit open enrollment (“OE”) season is fast approaching. OE can be a stressful time for employees and seasoned HR professionals alike.

  • articlesSplit Point Experience Rating Formula Explained

    In the experience rating process, each loss is divided into a primary and excess portion. The first $16,500 of every loss is determined as a primary loss, with everything above that point considered an excess loss. In July 2011, the NCCI announced a proposal

  • articlesExperience Modification Factor Explained

    Your Experience Modification Factor can be explained as follows: The mod is a ratio of actual losses to expected losses over a 3 year period If your actual losses are more than expected, then your mod is over 1.0 If your actual losses are

  • articlesTemporary Worker and Joint Employment Webinar

    For insights into the pros and cons of temporary workers and joint employment, view a recording of our recent webinar held on March 12, or click here to find a Johnson Financial Group advisor near you. In this webinar we address: Human Resource perspectives

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