Wherever you're going in life, saving accounts and CDs can help
secure the road to getting there. Our products provide the access,
security and options that make managing your money easy.
Please note: U.S. Savings Bonds are going paperless! After
December 31, 2011, paper savings bonds will no longer be sold at
financial institutions, including Johnson Bank. Electronic
savings bonds can be purchased online through TreasuryDirect.
If you're just starting a savings program or want an account
with a low balance requirement, the Classic Savings account offers
a no-nonsense, rock solid account with monthly interest and free
online banking.
With this tiered interest account, the higher your balance, the
higher your rate of return. And, you have easy access to your
money, plus a free check card and free online banking.
If you have regular savings balances of $10,000 or more you can
receive all the great benefits of a Classic Money Market account
while earning higher interest rates.
Sometimes it's nice to know exactly what the return on your
investment will be. If you want a higher-than-average interest rate
combined with a set rate of return, a CD from Johnson Bank is right
for you. With terms ranging from three to 60 months, you'll have
the flexibility to plan for specific current and future needs. We
also offer Traditional and Roth IRA options through CDs.
Which Savings Account is Right for You?
|
Features and Benefits
|
Classic Savings
|
Classic Money Market
|
Premier Money Market
|
|
Minimum opening deposit
|
$100
|
$1,000
|
$10,000
|
|
Minimum daily balance
|
$200
|
$1,000
|
$10,000
|
|
Average monthly balance
|
$1,000
|
$5,000
|
N/A
|
|
Combined balance
|
N/A
|
$10,000
|
N/A
|
|
Monthly maintenance fee
|
$4. (Waived with minimum balance.)
|
$25. (Waived with minimum balance.)
|
$25. (Waived with minimum balance.)
|
|
Checks/withdrawals/ACH/ATM on-us/foreign
transactions
|
5 per month, $3 each thereafter.
|
5 per month, $10 each thereafter.
|
5 per month, $15 each thereafter.
|
|
Interest payment schedule
|
Paid monthly
|
Paid monthly
|
Paid monthly
|
|
Statement
|
Semi-annual
|
Monthly
|
Monthly
|
|
Johnson Bank Check and ATM Cards
|
Free
|
Free
|
Free
|
|
Online Services (Online Banking, Bill Pay, Online
Statements and FinanceWorks™)
|
Free online access
|
Free online access
|
Free online access
|
|
Special notes
|
Monthly maintenance fee is waived for minors until their 18th
birthday. Interest rates are determined weekly and are subject to
change without notice. This account will earn interest on the daily
collected balance.
|
Interest rates are determined weekly and are subject to change
without notice. This account will earn interest on the daily
collected balance.
|
Interest rates are determined weekly and are subject
to change without notice. This account will earn interest on the
daily collected balance.
|