Our checking options include features like unlimited ATM and check card transactions and free online banking. No gimmicks or trinkets, just the best checking account for your lifestyle.

If you're age 55 or better, talk with your local Johnson Bank representative about checking accounts created just for you (programs vary by location).

Need checks?
Check Reorder

Access Checking is a no-hassle, straightforward way to access cash and pay bills. It also offers unlimited ATM and check card transactions with no monthly maintenance fees when maintaining a minimum balance.

Johnson Bank Classic Checking delivers the power of options for those who want the freedom of unlimited checks, unlimited ATM/check card transactions and detailed monthly statements. Receive all three with no monthly fees when maintaining a minimum balance.

Johnson Bank Student Checking is a good way to introduce the college-bound to essential financial management skills. It offers the same benefits as Access Checking, but with no monthly maintenance fees for students under age 25 when maintaining a minimum balance. Free check card and unlimited ATM/check card transactions are included.

Combining all the features, options and flexibility you want plus interest, Johnson Bank Premier Checking is a powerful, interest-bearing account with the flexibility of unlimited checks and ATM/check card transactions. This full-featured account earns interest on balances above $1,000.

Make purchases and access cash from ATMs anywhere VISA® is accepted worldwide, with funds deducted from right your checking account.

Switching service providers, especially for something as ingrained in your daily life as a checking account, can seem like a hassle. Yet, we don't want that notion to make you feel "stuck" where you are, which is why we go out of our way to make opening a new checking account and closing your old one as simple and easy for you as possible.

We'll help you take care of:

  • Opening your new account
  • Switching direct deposits and automatic payments to your new account
  • Closing your old account
  • Learning the features and benefits of your new account

All you need to do is:

  • Provide information on any accounts and automatic payments tied to your old checking account
  • Provide authorizations to other financial institutions and companies where your automatic payments are set up

Which Checking Account is Right for You?

Features and Benefits Access Checking Classic Checking Premier Checking
Minimum opening deposit $100 $100 $100
Minimum daily balance None $500 $1,000
Average monthly balance - $1,000 $5,000
Combined  balance $3,000 (Waives maintenance and check fees). $5,000 (Waives maintenance and check fees). $10,000 (Waives maintenance and check fees).
Monthly maintenance fees Waived with minimum combined balance. Otherwise $5.00 ($3.00 for Seniors 55 and over, and for students under 25). Waived with minimum balance. Otherwise $10. Waived with minimum balance. Otherwise $10.
Checks 10 Free per statement cycle. $1.00 each thereafter Unlimited with minimum balance.  Otherwise $.50 per check fee.
Unlimited with minimum balance.  Otherwise $.35 per check fee.
Number of ATM/Debit transactions Unlimited Unlimited with minimum balance.  Otherwise $.50 per transaction.
Unlimited with minimum balance. Otherwise $0.35 per transaction. Transactions occurring outside the United States are $0.75 each.
Number of ACH/Electronic transactions Unlimited Unlimited with minimum balance.  Otherwise $.50 per debit.
Unlimited with minimum balance. Otherwise $0.35 per debit.
Interest payment schedule - - Monthly
Interest payment method - - Interest accrues daily on balances of $1,000 or more and is paid monthly
Statement Monthly Monthly Monthly
Check safekeeping Free Free Free
Johnson Bank Check Card Free Free Free
Online Services Online Services (Online Banking, Bill Pay, Online Statements and FinanceWorks) Free online access Free online access Free online access
Special notes - - Monthly maintenance and ATM/Debit fees are waived for Encore members with $5,000 combined monthly balances.Savings accounts, certificates of deposit, IRAs or money market accounts may not be used with more than one checking account when calculating combined balances.
 
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