Our checking options include features like unlimited ATM and
check card transactions and free online banking. No gimmicks or
trinkets, just the best checking account for your lifestyle.
If you're age 55 or better, talk with your local Johnson Bank
representative about checking accounts created just for you
(programs vary by location).
Need checks?
Check Reorder
Access Checking is a no-hassle, straightforward way to access
cash and pay bills. It also offers unlimited ATM and check card
transactions with no monthly maintenance fees when maintaining a
minimum balance.
Johnson Bank Classic Checking delivers the power of options for
those who want the freedom of unlimited checks, unlimited ATM/check
card transactions and detailed monthly statements. Receive all
three with no monthly fees when maintaining a minimum balance.
Johnson Bank Student Checking is a good way to introduce the
college-bound to essential financial management skills. It offers
the same benefits as Access Checking, but with no monthly
maintenance fees for students under age 25 when maintaining a
minimum balance. Free check card and unlimited ATM/check card
transactions are included.
Combining all the features, options and flexibility you want
plus interest, Johnson Bank Premier Checking is a powerful,
interest-bearing account with the flexibility of unlimited checks
and ATM/check card transactions. This full-featured account earns
interest on balances above $1,000.
Make purchases and access cash from ATMs anywhere VISA® is
accepted worldwide, with funds deducted from right your checking
account.
Switching service providers, especially for
something as ingrained in your daily life as a checking account,
can seem like a hassle. Yet, we don't want that notion to make you
feel "stuck" where you are, which is why we go out of our way to
make opening a new checking account and closing your old one as
simple and easy for you as possible.
We'll help you take care of:
- Opening your new account
- Switching direct deposits and automatic payments to your new
account
- Closing your old account
- Learning the features and benefits of your new account
All you need to do is:
- Provide information on any accounts and automatic payments tied
to your old checking account
- Provide authorizations to other financial institutions and
companies where your automatic payments are set up
Which Checking Account is Right for You?
| Features and
Benefits |
Access Checking |
Classic Checking |
Premier Checking |
| Minimum opening deposit |
$100 |
$100 |
$100 |
| Minimum daily balance |
None |
$500 |
$1,000 |
| Average monthly balance |
- |
$1,000 |
$5,000 |
| Combined balance |
$3,000 (Waives maintenance and check fees). |
$5,000 (Waives maintenance and check fees). |
$10,000 (Waives maintenance and check fees). |
| Monthly maintenance fees |
Waived with minimum combined balance. Otherwise
$5.00 ($3.00 for Seniors 55 and over, and for students under
25). |
Waived with minimum balance. Otherwise $10. |
Waived with minimum balance. Otherwise $10. |
| Checks |
10 Free per statement cycle. $1.00 each
thereafter |
Unlimited with minimum balance. Otherwise
$.50 per check fee.
|
Unlimited with minimum balance. Otherwise
$.35 per check fee. |
| Number of ATM/Debit transactions |
Unlimited |
Unlimited with minimum balance. Otherwise
$.50 per transaction.
|
Unlimited with minimum balance. Otherwise $0.35
per transaction. Transactions occurring outside the United States
are $0.75 each. |
| Number of ACH/Electronic
transactions |
Unlimited |
Unlimited with minimum balance. Otherwise
$.50 per debit.
|
Unlimited with minimum balance. Otherwise $0.35
per debit. |
| Interest payment schedule |
- |
- |
Monthly |
| Interest payment method |
- |
- |
Interest accrues daily on balances of $1,000 or
more and is paid monthly |
| Statement |
Monthly |
Monthly |
Monthly |
| Check safekeeping |
Free |
Free |
Free |
| Johnson Bank Check Card |
Free |
Free |
Free |
| Online Services Online Services (Online
Banking, Bill Pay, Online Statements and FinanceWorks) |
Free online access |
Free online access |
Free online access |
| Special notes |
- |
- |
Monthly maintenance and ATM/Debit fees are
waived for Encore members with $5,000 combined monthly
balances.Savings accounts, certificates of deposit, IRAs or money
market accounts may not be used with more than one checking account
when calculating combined balances. |