As one of the top independent insurance agencies in the nation,
we have the ability to compare and choose from multiple carriers in
order to find the best coverage and price point for you. Having an
independent agent on your side also means having a personal,
unbiased advocate working for you in claims situations. When you
work with Johnson Insurance, take comfort in knowing our trusted
experts are truly committed to your protection and best
interests.
Auto
From the vehicle you drive every day to the collector's car you
baby, our strong partnerships with insurance carriers allow us to
pass along preferred pricing to you. You may also receive
additional discounts for insuring your auto and home together.
Toys
Toys need insurance, too. Our recreational vehicle coverage is
customizable and includes boats, motorcycles, RVs, snowmobiles,
ATVs and more.
Homeowners
When the unforeseen strikes, service and responsiveness become
as important as the dollar value of your coverage. Here you get
both: the right policies and experienced insurance specialists you
can count on when you need them the most. Our policies cover
primary and vacation homes as well as the possessions inside them,
and can provide extras like identity theft coverage, sewer and
drain backup protection, and guaranteed replacement.
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Flood
Did you know that homeowners insurance policies don't cover
flood damage? Designed to help you "get back on your feet," flood
insurance can help pay for basement clean up and for replacing
items like boilers, furnaces, hot water heaters and air
conditioners. If you live in a hazardous floodplain, it's likely
you'll be required to purchase flood insurance. Although, flood
insurance is a good idea for every homeowner since about 25% of the
National Flood Insurance Program's claims come from outside
high-risk flood areas.
For more information about flood insurance, visit FEMA's website.
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Renters
Your landlord may take care of a lot of things, but insuring
your belongings isn't one of them. Our trusted professionals
protect your personal property from damage and theft by partnering
with top insurance companies offering the best options and
competitive pricing.
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Valuables
Jewelry. Art. Collections. Firearms. Coverage for your prized
possessions may exceed the limits of your homeowners or renters
policies. Our experienced professionals have built relationships
with leading insurance companies to ensure your most valued
treasures are fully insured.
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Umbrella
As the name implies, umbrella insurance exists to provide
additional coverage at the times when you most need it. Often
thought of as a personal excess liability policy, it provides
increased insurance protection above and beyond your auto and home
insurance limits. We know that just one lawsuit can cost hundreds
of thousands of dollars, which is why our carriers also cover legal
defense costs.
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Life
The benefits of a well-structured life insurance policy are
two-fold: it can provide death benefit protection for those who
depend on you and also supplement your retirement income. We'll
help you put together the best term-or whole-life policy to create
a strategy that works for your individual circumstances.
While each life insurance strategy must be built around your
unique situation to be effective, consider some of the benefits of
these common types of life insurance:
Immediate Issue Insurance
A quick and simple option that allows you to find out if you
qualify immediately.
- No medical exam - just a few health questions
- Insurance coverage up to $250,000
- Coverage cannot be cancelled as long as premiums are paid
OR
Fully-Underwritten Insurance
A fully-underwritten policy may be more appropriate if you don't
qualify for an immediate issue policy or if you need more
flexibility.
- Terms greater than 20 years
- Coverage greater than $250,000
- Medical exam required
Term Life Insurance
- Protects your loved ones from the burden of final expenses
- Provides income replacement
- Helps your dependents pay for child care or college
- Can keep a family business going
OR
Whole Life Insurance
- Cash value that builds and can be borrowed against
- Locked-in rates that won't increase over time
- Provides for your loved ones in the event of your death
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Long Term Care
Don't overlook your own protection. Long term care provides
assistance when someone can no longer care for him/herself due to a
physical or cognitive impairment. Not typically covered by health
or disability insurance, it's coverage designed to protect
retirement savings, lend financial support and preserve
independence.
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Disability
True long term vision is one of the greatest benefits of being a
strong family-owned company. Let us put that vision to work for you
by creating a plan for protecting your future. Our disability
insurance services include estimating income needs, reviewing
estate and transfer tax liability, and investigating long term care
solutions for your specific needs.
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Health
Staying healthy without breaking the bank is an important
balance to maintain. Whether you need coverage for yourself or your
family, we have a variety of health insurance options to choose
from.
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