Through Johnson Investment Services, you'll have access to a wide range of equity investment options to help you build the assets you'll rely on in the future. Equity choices include mutual funds, common stock, preferred stock and variable annuities.

Investments in equity involve risk, including the possible loss of principle.

Financial planning may be our most comprehensive service, an all-inclusive strategy to help you realize your broadest long term goals. Our detailed discovery process considers each aspect of your financial picture along with your current circumstances, then marries them with an action plan that can put you on your way to achieving your greatest ambitions. Think of it as your roadmap to anywhere you want go.

Steps for Financial Planning

Your advisor will guide you through a step-by-step process to help you make well-considered financial decisions.

Step 1: Set Goals
Through a collaborative process, we'll dig deep to clearly understand your needs, risk tolerance and life goals.

Step 2: Gather Relevant Information
To help us fully understand your current financial status, we'll work with you to gather information that will give us the most accurate knowledge base to work from.

Step 3: Analyze the Information
We'll perform an in-depth analysis of the information provided to assess your situation. This is the foundation of the planning process.

Step 4: Construct a Financial Plan
Based on your goals and current financial status, we'll share a detailed long term strategy or "roadmap" that will help you make informed decisions to get where you want to be.

Step 5: Implement the Plan Recommendations
Guided by the roadmap, we'll help you implement the recommendations. And, if you find it helpful, your Johnson Bank team will also work with your attorney, accountant or any other professional partner to ensure a truly cohesive financial plan.

Step 6: Monitor and Review
Through periodic reviews, we closely monitor your progress toward your goals and adjust our recommendations as your needs or market conditions change.

Including fixed income products such as municipal bonds, CDs or fixed annuities in your investment strategy can help provide a level stream of income with minimal risk. We'll help you understand and choose the options best for you.

Investments in fixed income products involve certain risks such as interest rate risk and, if liquidated prior to maturity, possible surrender charges or loss of principal.

Retirement planning is about more than numbers on paper. It's about making sure your banking, insurance and investment decisions are working together for your maximum benefit. With our full complement of strategies and services - from rollovers to IRAs SIMPLEs and SEPs - we'll tailor a plan that takes into account the entire picture of your long term financial well being. Don't forget, the earlier you start planning for your retirement, the better prepared you'll be to enjoy it.