On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor category through December 31, 2009.  This temporary increase has now been extended through December 31, 2013.

In addition, we are participating in the transaction account guarantee portion of the FDIC’s Temporary Liquidity Guarantee Program. Our participation in this program means that all funds in non-interest-bearing transaction accounts will be fully guaranteed (regardless of amount) through June 30, 2010. Coverage under this program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Non-interest-bearing transaction accounts are traditional (demand deposit) checking accounts that allow an unlimited number of deposits and withdrawals at any time. It does not include any type of interest-bearing account, including checking, savings, and money market deposit accounts (MMDA).

Please see a Johnson Bank representative for additional information or to receive a copy of this notice.