Premier Line of Credit
Those who maintain higher balances with Johnson Bank will appreciate the Premier Line of Credit. It offers the same overdraft protection as the Classic Line of Credit, and if you qualify, potentially pay lower rates.

Talk to your Johnson Bank representative for more information.

Consumer Information Regarding our Lines of Credit
Interest Only
Lines of credit of this type allow the borrower to make minimum monthly payments of interest only and do not require principal reduction. If you pay only the amounts of interest billed, the entire amount of the principal outstanding will be due when you decide to payoff your line of credit.

Fair Lending Policy Statement
It is the policy of this corporation and its affiliates (the "Bank") that no person shall be discriminated against by the Bank in the granting or extension of credit, or in the capacity or privilege of obtaining credit, on the basis of race, color, religion, age, national origin, sex, marital status, handicap, familial status, that part (or all) of the applicant's income is from public assistance programs (such as Aid to Families with Dependent Children, Social Security, and non-cash benefits such as food stamps), or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Bank will comply with all requirements of the Federal Equal Credit Opportunity Act and the Federal Reserve Board Regulation B as well as the Fair Housing Act and all other similar laws, both state and federal.

The Bank will not:
- deny credit to any applicant based on the above prohibited factors;
- increase the charge for credit to any applicant based on the above prohibited factors;
- restrict the use or amount of credit to any applicant based on the above prohibited factors;
- use different credit application procedures for any applicant based on the above prohibited factors;
- use credit evaluation criteria for any applicant based on the above prohibited factors.

MEMBER FDIC